Refinance
Making adjustments to your investment? Give us a call and find out how we can help you navigate the process of refinancing your mortgage.
Nest Refinancing Package :
Refinancing from one bank to another on one property $990.00
Your bespoke Refinancing Package includes:
Receiving your instructions and documentation for your new lender
Obtaining Anti Money Laundering (AML) documentation from you.
Searching your title and advising you existing mortgagee of the discharge request
Checking of your local authorities rates as required by your lender
Discussions with you regarding the bank’s requirements and confirmation of disclosure
Preparing the legal documents for the discharge of mortgage and registration of new mortgageMeeting with you to sign and execute documents
Attending to the refinance including the discharge and registration of documents with Land Information New Zealand (LINZ).
Reporting to you and your new lender, including a copy of your amended record of title.
Package additions:
Due to some bank’s requirements there is an additional charge of $230.00 payable for lending with ANZ, SBS and Westpac Banks (some smaller banks may also have these requirements).
From time to time we may need to charge non-standard transaction fees. Rest assured, we will discuss these with you and obtain your instructions prior to proceeding. Non-standard transactions may include situations such as: more than one mortgage to discharge, or more than one secured property, or if there are entities, such as a trust or a limited company involved.